Employee Benefits
We Offer Specialized Services in the Following Areas:
Group Medical Insurance
Group Medical Insurance is the most essential of all benefits providing protection against unexpected medical claims. Because of the rising costs of medical care, employees are very concerned about the quality of an employer's health plan.
Group Dental Insurance
Group Dental Insurance is one of the most requested benefits by employees. It's proven to be an effective recruiting and retention tool for employers.
Group Disability Insurance
Protect yourself and your employees from any unanticipated loss of income due to accident or sickness. Without Disability protection, an employee can be forced to face the prospect of no income.
Group Life Insurance
Group Life/AD&D Insurance is the most affordable benefit an employer can provide. For just pennies a day a plan can be put in place to provide much needed cash in the event of an untimely death.
Group Long Term Care
Long Term Care Insurance is becoming the fastest growing new employee benefit. As the population ages, the prospect of an extended stay in nursing facilities and the cost involved has become a great concern.
Voluntary Benefits
In today's changing business environment, a quality employee benefits package is essential to help attract and retain valuable employees. However, with the continually rising costs of group insurance, many employers are questioning how to pay for a quality benefits program that meets the various needs of their employees. Voluntary Benefits is a solution to “filling the gaps” in your benefits package.
Employee Assistance Programs
Increase productivity, reduce absenteeism, and help employees stay focused on your business objectives by using tools designed to manage the stress of day to day life. E.A.P. 's offer employees a wide variety of services that can provide help in dealing with work, personal and family issues. In addition, these services assist with educational, financial, childcare and retirement planning concerns that distract your employees.
Web Based Employee Benefit Communication
Employers today offer a wide range of benefits to attract and retain valuable employees. The administration required to manage benefits can be overwhelming. Even the most basic employer plans can include many things to be managed, including forms, directories, insurance guidelines, provider lists, changing website links, employee handbooks, and other pertinent information. An Employee Benefit Website will organize all the information in one single location accessible by both the employer and employees.
Consolidated Billing/Enrollment Services
Through strategic partnerships we have provided clients with single source billing and enrollment. Now employers only need to use one form for all benefits. They receive a single bill, greatly simplifying the administrative process.
Human Resource Consulting Services
As an employee population grows, so does the need for expertise in the Human Resource Field. Whether it is compliance training, payroll or personnel concerns, most employers are ill-equipped to properly and safely address these and many other HR issues. Through our arrangements with local experts, we can provide an affordable resource to protect and guide employers through these challenges.
COBRA/HIPAA Outsourcing
Maintaining COBRA and HIPAA Compliance can sometimes be a very difficult and complicated process. The laws are complex and always evolving. Keeping up with all of this can be a daunting task. We provide solutions through various vendors to reduce unnecessary administrative burdens as well as your risk of being non-compliant.
Claims/Service Advocacy Programs
Advocacy Programs provide a comprehensive range of services that are designed to support employees and their families (including parents) when they have a problem using healthcare and insurance services. They provide a Personal Health Advocate that is a trained professional who understands the intricacies of the healthcare system and how to navigate through it.